Zimnat General Insurance Supports Honde Valley School Recovery after Tropical Cyclone

FOR IMMEDIATE RELEASE

Zimnat Executive Isaac Zinhanga handing over the blocks and stationery to school Head Mr Marondo

Honde Valley, Zimbabwe  – Zimnat General Insurance is proud to announce the successful restoration of St. Francis Pimai Primary School in the Eastern Highlands, following the devastation caused by the recent cyclone. The school, insured with Zimnat General Insurance, received a swift and comprehensive payout for property damages, allowing them to rebuild classrooms and staff quarters with minimal disruption to their academic calendar.

This event exemplifies Zimnat General Insurance's unwavering commitment to our purpose: Empowering Prosperity. By providing schools like St. Francis Pimai with access to comprehensive property insurance solutions, Zimnat General Insurance is ensuring the stability and continuity of education, a cornerstone of a thriving community.

"We are delighted to see St. Francis Pimai Primary School back on its feet and providing a safe learning environment for its students," said Mr Isaac Zinhanga, Business Development Executive for Zimnat General Insurance. "Their proactive approach to risk management, coupled with our prompt claims settlement process, demonstrates the true power of partnership in building resilience."

St. Francis Pimai after the Cyclone

The foresight of the St. Francis Pimai Primary School Development Committee (SDC) and the Anglican Diocese of Manicaland in securing property insurance serves as a powerful testament to the importance of financial literacy at the community level. By prioritizing risk preparedness, the SDC ensured a swift recovery for the school and minimized the impact of the cyclone on the education of its students.

St Francis is a primary school located in Honde Valley that is under the administration of the Anglican Diocese of Manicaland. With over 1000 pupils currently enrolled, the school caters for the great community of Pimai and Ruda areas.

St Francis Pimai Primary School after restoration

In addition to the financial settlement for property damages, Zimnat General Insurance also donated books to the school pupils, recognizing that some of their stationery was also destroyed by the storm. At Zimnat General Insurance, we understand the critical role that schools play in fostering a brighter future for our communities. That's why we offer a comprehensive suite of insurance solutions designed to protect educational institutions from unforeseen events.

Zim donates stationery to Pimai School to aid with recovery

Don't let a disaster disrupt your school's progress. Contact Zimnat General Insurance today to explore our tailored property insurance solutions and empower the prosperity of your educational institution. Together, let's build a more resilient future for Zimbabwe's education sector.

 

About Zimnat General Insurance

Zimnat General Insurance is a member of the Zimnat Group a diversified financial services group with interests in General Insurance, Life Assurance, Microfinance and Asset Management. It is a member of Masawara Holdings and associated with SanlamAllianz group, the largest non-banking financial services organisation on the African continent

Empowering Prosperity is at the core of everything we do. We are dedicated to partnering with individuals, families, and communities to build a brighter and more secure future.

For media enquiries contact Zimnat Group Communications Office:

email: sibandag@zimnat.co.zw

marketing@zimnat.co.zw

 

 


The Psychology of Winter Spending

Common money mistakes to avoid this winter

Beat the Winter Chill and Your Budget: Financial Tips to Survive Zimbabwean Winters

Ah, winter in Zimbabwe! A time for cozy nights in, steaming cups of that Eastern Highlands branded tea, and…unexpected financial woes? While the allure of going into some sort of hibernation is strong, it's important to be mindful of how seemingly harmless winter habits can snowball into bad budgeting decisions. Let’s take a look at some of these tiny financial pitfalls and empower you to become a winter warrior for your wallet.

During winter, our natural inclination is to seek comfort and warmth. This can manifest in several ways that impact our finances:

  • Increased Energy Bills: We crank up the heater, leading to higher electricity costs.
  • Retail Therapy: The urge to indulge in unnecessary retail therapy to combat winter blues can lead to impulse purchases.
  • Unhealthy Cravings: We crave comfort foods high in sugar and fat, often costing more and impacting our health (potentially leading to further healthcare expenses).
  • Social Pressures: Winter gatherings often involve increased spending on meals, drinks, and entertainment.

Tiny Habits, Big Impact: Common Winter Money Drainers

Here are  some specific winter money-draining habits that you need to be mindful of:

Mindless Snacking: Between the cold and shorter days, we tend to graze more often. Stock your pantry with healthy snacks to avoid reaching for unhealthy (and expensive) options.

The "One More Thing" Mentality: A quick trip to the shops for milk turns into a trolley full of impulse buys. Make a list and stick to it!

Cabin Fever Boredom: With limited outdoor activities, we resort to expensive entertainment options like eating out or online shopping sprees. Plan free or low-cost winter activities like board game nights or movie marathons at home.

Comparisonitis: Social media feeds flooded with pictures of friends' winter fashion can trigger feelings of inadequacy and lead to unnecessary spending to keep up appearances. Remember, social media often portrays a curated reality.

Financial Fitness for Winter: Building Resilience Against Spending Traps

Here are some actionable tips to combat these winter spending habits:

Set a Winter Budget: Review your income and expenses and allocate specific amounts for winter-related costs like energy bills and groceries.

Embrace Cozy, Not Costly: Find free or low-cost ways to stay warm and entertained during winter. Try reading books to keep your mind occupied with healthy habits.

Meal Prep Like a Pro: Plan your meals for the week and prepare them in advance. This reduces the temptation to eat out or order takeaways, notorious for being expensive.

The Power of "No": Don't be afraid to politely decline social invitations that don't fit your budget. There are plenty of ways to connect with friends without breaking the bank.

By recognising these tiny financial pitfalls and implementing these simple strategies, you can transform your winter season from a financial drain into a time of comfort, connection, and – most importantly – financial well-being. Remember, Zimnat is here to support you on your financial journey. Contact our friendly advisors for personalized financial planning guidance.

 


In your 30s & Facing Medical Bills? Zimbabwe's Hospital Cashback Insurance Can Help!

Reasons You Need Hospital Cashback Insurance in Your 30s (Zimbabwe)
Reasons You Need Hospital Cashback Insurance in Your 30s (Zimbabwe)

Protect your future: 5 Reasons Why You Need Hospital Cashback Insurance in Your 30s

Feeling invincible in your 30s? It's fantastic! But a sudden illness or injury can strike anytime. Medical bills in Zimbabwe can quickly spiral, adding financial stress to health concerns.

Hospital Cashback Insurance: Your Safety Net

This affordable medical insurance acts as a safety net, giving you peace of mind. You'll have extra cash to manage out-of-pocket medical expenses specific to Zimbabwe.

5 Reasons Why Hospital Cashback Insurance is Smart for Your 30s:

  1. Peace of Mind: Knowing you have financial protection lets you focus on recovery, not bills.
  2. Family Security: An unexpected medical emergency shouldn't disrupt your family's financial stability. Hospital Cashback Insurance helps cover costs, allowing you to focus on what matters most.
  3. Avoid Debt: Medical bills are a major cause of debt in Zimbabwe. This insurance helps you avoid going into debt to cover medical expenses.
  4. Financial Control: Hospital Cashback Insurance provides extra cash for copays, deductibles, or other out-of-pocket medical expenses common in Zimbabwe. This empowers you to make informed choices about your healthcare.
  5. Focus on Recovery: By managing out-of-pocket expenses, you can prioritize getting well instead of worrying about finances.

Get a Quote Today!

Don't wait! Secure a free quote for Hospital Cashback Insurance specifically designed for Zimbabwe.


Fuelling African Dreams

How Financial Inclusion is empowering African dreams

Across Africa, a vibrant spirit of innovation and resilience is shattering the walls that once limited opportunity. Here at Zimnat, we believe that financial inclusion is the cornerstone of building a brighter future, not just for individuals, but for families and communities across the entire continent.

Financial Inclusion by Zimnat
Driving the conversation on financial inclusion in insurance, asset management and microfinance

Unlocking Africa's Potential: One Financial Tool at a Time

Financial inclusion isn't just a buzzword; it's the key that unlocks Africa's incredible potential for shared prosperity. We understand the significant barriers that have historically excluded millions of Africans from mainstream financial ecosystems. Affordability and accessibility are two of the biggest hurdles. This lack of access cripples economic participation, restricts financial security, and ultimately, limits people's ability to dream and plan for a brighter tomorrow.

Financial Inclusion: Building a Foundation for Dreams

Financial inclusion changes everything. It empowers individuals to become the architects of their own future by providing essential tools:

  • Saving Securely: Having a safe space to store money fosters financial security, allowing people to plan and invest in their future goals.
  • Access to Credit: Microloans and other financial products can be the spark that ignites a brilliant business idea, fuels educational pursuits, or helps weather unexpected financial storms.
  • Financial Management: Financial tools and services empower individuals to take control of their finances. This includes budgeting, sending and receiving funds, and building a safety net for the future.

More Than Just a Bank: Zimnat - Your Partner in Empowering African Dreams

At Zimnat, we see ourselves as more than just a financial institution; we're a partner in empowering African dreams. Here's a glimpse into how we're actively driving financial inclusion:

  • Microinsurance Solutions: We're making insurance solutions accessible through partnerships with mobile money platforms like OneMoney (OneCare solution) and the Innbucks App. This extends a lifeline to those in remote areas, bringing them into the formal financial sector.
  • Microfinance Solutions: We offer microloans specifically designed for the needs of small business owners and entrepreneurs. These loans empower them to become the engines driving Africa's economic growth.
  • Financial Literacy Programs: We believe financial education is fundamental. Our Zimnat Life Group Business division offers certified financial planning advisors who provide individuals with the financial planning guidance they need. Additionally, we recognize the importance of nurturing financial literacy in young people. That's why we provide financial literacy training programs to schools.

The Ripple Effect of Financial Inclusion

The impact of financial inclusion extends far beyond individuals. It strengthens communities, fuels economic growth, and fosters financial stability on a larger scale. When people have access to financial tools, they are better equipped to invest in their families, businesses, and the communities they live in. This creates a ripple effect that drives sustainable development and shared prosperity across Africa.

Join Us in Building a Brighter Future

Financial inclusion is a journey, not a destination. At Zimnat, we're committed to walking alongside individuals, communities, and policymakers to break down barriers and unlock Africa's full potential. We believe that by working together, we can build a brighter future where financial security and opportunity are within reach for all.

Let's build a more inclusive Africa. Click here and let's talk about your financial future today!

 


Single Mompreneur Secures Her Dreams with Zimnat's Business Insurance: A Case Study for Financial Security

Empowering the hustle of mompreneurs

Building a Brighter Future for You and Your Family

Being a single mom takes incredible strength and determination. Sarah, a Zimbabwean entrepreneur, knows this all too well. Running a successful butchery and grocery shop wasn't easy, but her dedication to providing for her family fueled her passion. Yet, a nagging worry lingered – what if something unexpected happened to her business?

Protecting Your Dreams with Zimnat Business Insurance

This is where Zimnat stepped in. Sarah realized the importance of safeguarding her livelihood and approached Zimnat for business insurance solutions. Zimnat's knowledgeable team assessed Sarah's specific needs and crafted a comprehensive insurance plan to protect her butchery and grocery shop.

Finding Security in Uncertain Times

With Zimnat's business insurance in place, Sarah gained peace of mind. Now, she can focus on growing her business, knowing that unforeseen events like fire, theft, or even public liability are covered. This financial security empowers her to make strategic decisions without the constant fear of setbacks.

More Than Just Insurance: A Partner in Your Success

But Zimnat's support goes beyond insurance. Sarah feels confident knowing she has a reliable partner by her side. Zimnat's commitment to customer service ensures she receives ongoing support and guidance.

Inspired to take control of your financial security?

Sarah's story is a testament to the power of planning and protection. Take charge of your future, just like Sarah. Contact Zimnat today to discuss your business insurance needs and unlock the potential for a brighter tomorrow. Let Zimnat be your partner in securing your dreams and building a legacy for yourself and your family.

Are you a single mompreneur with a similar story?, try something that Sarah did and hack the code to success!


Zimnat General Insurance helps you protect your #Firsts

Zimnat General Insurance helps you protect your #Firsts

 

Talk to Zimnat General Insurance today!

Let's be honest, getting your first car, rocking that fresh phone, or finally snagging that dream apartment are MAJOR milestones. They scream #adultingdoneright and deserve some serious bragging rights on the 'gram’. But what happens when life throws a curveball, and your prized possessions get messed up? That's where Zimnat General Insurance comes in to be your real MVP (Most Valuable Protector) protecting all those epic #firsts that make you, well, YOU.

First phone smashed? No sweat. We've all been there. That one moment you want to forget where your phone takes a nosedive onto concrete. Nightmares! But did you know that if it's insured within your household insurance cover, a cracked screen or water damage won't derail the joys of enjoying your #first phone? GReturnto savouring and capturing life’s treasured moments with a fresh phone, because adulting shouldn't mean saying goodbye to your precious followers.

First apartment? Congrats! Now, about that peace of mind. Spills happen, fires flicker and trust us, you don't want to deal with replacing your entire furniture collection. Zimnat's Home Contents insurance is your safety net, so you can relax and host those legendary game nights without breaking the bank.

First Of Many Vacations? International Adventurer Well Done. This is a momentous step towards independence and creating unforgettable memories. While the thrill of travel is undeniably exciting, something may happen to you or your things in that beautiful, unfamiliar country. Zimnat Travel Insurance may seem like a small detail, but it can provide immense peace of mind in case the unexpected occurs. Think of it as an added layer of protection so you can fully enjoy your travels without worrying about what-ifs.

First car? Major #lifegoals achieved! But a fender bender can put a damper on your cruising adventures. Zimnat's Comprehensive Car Insurance has your back, covering everything from bumps and scratches to a total write-off (because, let's be real, accidents happen). Get back on the road faster, because the open highway awaits your next adventure.

Look, adulting doesn't have to be a drag. Zimnat General Insurance is here to shield you from the financial blow of life's little mishaps. That way, you can focus on the important things: crushing your goals, leveling up your squad pics, and winning the internet with your flawless style.

So ditch the stress and #protectyourfirsts with Zimnat. Visit our website Zimnat General Insurance to get a quote. Because adulting shouldn't stop you from living your best life. Now go forth and conquer, #insured and fabulous!

#Zimnat #GeneralInsurance 

#AdultingDoneRight #ProtectYourFirst

 


Zimnat General Insurance and Road Angels Partner to Offer Motorists Breakdown Cover

Drive with Confidence with 24/7 Breakdown Cover

Zimnat General Insurance and Road Angels Partner to Offer Motorists Breakdown Cover

Harare, Zimbabwe - In a move designed to provide added peace of mind to Zimbabwean motorists, Zimnat General Insurance has partnered with Road Angels to launch a comprehensive breakdown cover service. This valuable add-on to your existing motor insurance policy offers roadside assistance anywhere in Zimbabwe, ensuring you're never stranded on the road.

For an affordable nominal additional premium on your current Zimnat motor insurance policy, you can enjoy the benefits of breakdown cover, including:

  • 24/7 Roadside Assistance: Receive prompt assistance anytime, day or night, in case of a breakdown.
  • Flat Tire Change: No need to struggle with a flat tire - our technicians will change it for you quickly and safely.
  • Battery Jumpstart: Can't get your engine to turn over? We'll provide a jumpstart to get you back on the road.
  • Towing Services: If your vehicle can't be repaired on-site, we'll tow it to the nearest repair shop within our network.
  • Minimum of Four Assists per Year: Enjoy peace of mind knowing you're covered for multiple breakdowns throughout the year.

Extensive Nationwide Coverage:

Road Angels boasts a well-established network with physical offices or service centers in Harare (head office), Bulawayo, Gweru, Mutare, Masvingo, Beitbridge, Karoi, Kadoma, Chiredzi, Hwange, and Zvishavane. This ensures a minimal response time no matter where you experience a breakdown in Zimbabwe.

Getting Started with Breakdown Cover:

Adding breakdown cover to your existing Zimnat motor insurance policy is easy. Simply contact your Zimnat agent or visit any Zimnat branch to learn more and get a quote.

About Zimnat General Insurance:

Zimnat General Insurance is a leading short-term insurance provider offering a variety of solutions to the Zimbabwean market, including motor, home, travel, business, agricultural, and specialized insurance. They are a member of the Masawara Holdings Group and associated with Sanlam, Africa's largest non-banking financial services group.


Women's Month Zimbabwe: Empowering Women for a Brighter Future

Women's Month Zimbabwe: Empowering Women for a Brighter Future

Zimnat Women Celebrate Women's History Month
Zimnat celebrates Women's History Month

  Celebrating Women's History Month

At Zimnat, we're proud to celebrate Women's Month, a time to acknowledge the incredible progress women have made in Zimbabwe and across the globe. We've witnessed inspiring women rise to leadership positions in various industries, including our very own.

Think of trailblazers like Beatrice Mtetwa, a human rights lawyer, Chipo Mandela, the first female CEO of Cresta Group of Hotels, and Divine Ndhlukula a prominent businesswoman who excelled in the male- dominated security industry. These women, and countless others, serve as powerful role models, demonstrating the limitless potential women possess.

At Zimnat, we understand that true empowerment goes beyond mere words. We believe that financial confidence is a cornerstone of success, allowing women to take control of their financial destinies and contribute meaningfully to their communities. That's why we offer a range of financial solutions designed to meet the unique needs of women, from life assurance and investment opportunities to microfinance options for small business ventures.

Our commitment to women extends beyond our products and services. We actively promote gender equality within our organization, as evidenced by our equally distributed Executive Committee, with five out of ten members being women. This commitment to #InsipiredInclusion ensures diverse perspectives and fosters a culture of collaboration and innovation, ultimately benefiting all stakeholders.

As a socially invested business, Zimnat goes beyond the bottom line. We believe in contributing to the social and economic development of Zimbabwe, and empowering women is central to this mission. By providing financial tools and fostering an inclusive environment, we aim to empower women to reach their full potential and pave the way for a brighter future for generations to come.

Join the Conversation!

In the spirit of celebrating Women's Month, we're hosting a social media competition. Can you name the five women leaders who serve on the Zimnat Group Executive Committee and their respective titles? Visit the  Zimnat website to find the information and share your answers in the comments section using the hashtags #Zimnat #InsipiredInclusion #WomensMonth.


Financial Planning in the informal sector Zimbabwe

Informal sector finance in Zimbabwe

Informal sector finance in Zimbabwe

Financial Planning in the informal sector Zimbabwe
Financial Planning in the Informal Sector in Zimbabwe
Navigate Your Journey: Financial Tools for Informal Sector Success. As an informal sector worker in Zimbabwe, you're the engine driving our vibrant economy. From bustling marketplaces to skilled artisans, your dedication fuels communities and fuels your own aspirations. But managing finances in this dynamic environment can be a unique challenge. Today, let's dive into strategies that empower you to manage your money effectively, secure your success, and unlock your full potential.

Here is how you can do it:

  • Set SMART goals: Specific, Measurable, Achievable, Relevant, and Time-bound. Visualize your dream, then break it down into smaller, actionable steps.
  • Track your spending: Awareness is power. Use a simple notebook or apps to see where your money goes. Identify areas for adjustments.
  • Automate savings: Pay yourself first! Set up automatic transfers to a savings account, even if it's just a small amount. Consistency is key.

Financial Tools at Your Fingertips:

Zimnat understands the specific needs of informal sector workers. We offer a suite of financial tools to support your journey:

  • Personal loans:Unexpected expenses happen. Access flexible loan options to bridge temporary gaps without derailing your progress.
  • Working capital loans:Need a financial boost to expand your business? Our working capital loans inject crucial funds, fueling your growth aspirations.

Business insurance: Accidents and unforeseen events can disrupt your income. Secure your peace of mind with tailored business insurance plans.

Remember: Building a strong financial foundation takes time and consistent effort. Embrace these tools, leverage Zimnat's expertise, and don't hesitate to seek guidance. By combining financial literacy with the right support, you'll navigate your journey with confidence, paving the way for a brighter, more secure future.

 Level up your hustle! Get fast financing with Zimnat's personal loans or working capital loans (processed in 48 hours, terms up to 9 months). Secure your business with tailored insurance. We even offer record-keeping support!

Unlock your full potential and prosper with Zimnat. Visit our website or branch today!

 


Surviving the season before January disease😂😂: Zimnat's Guide to a Stylish Holiday Adventure!

Zimnat's Guide to a Stylish Holiday Adventure!

 

Surviving the season before January disease. Greetings, financial wizards! 🎄✨ As the holiday season brings its magic, we're ready to transform your hustle into an exciting financial extravaganza. Brace yourselves for end-of-year festivities that won't make your bank account sing, "Pandimire pakaoma!" 💼💰

  1. 1. Plotting the Perfect Party:

Are you, the captain of a joyous ship sailing through the sea of festivities and planning a festive feast or a year-end corporate party? We've got the ultimate playbook just for you. Create a "Nyama Fund" for braais and a "Budget Boardroom" for the corporate soirée of the year. Allocate funds wisely, ensuring joy without roasting your savings or giving your finance team a meltdown. After all, a well-budgeted bash is the secret to a crew that's all smiles! 🥩🎉💸

  1. Nautical Navigations & Joyrides:

Now, let's talk about joyrides and holidays. Imagine cruising from Harare to Kariba in your ride. Zimnat's got your back with comprehensive motor insurance for your holiday joyrides and travel insurance for your holiday getaways be it to Dubai, Zanzibar, or Durban you name it. Own your life, and make sure all is well-insured and ready. 🚗🌊✈️

 

  1. Gift Maps and Thoughtful Tides:

It’s gifting time of course the Christmas cards phase is gone but there are still many other ways to share the festive joys. 'Tis the season for joyful gifting, not a financial crisis. Don’t be under pressure, particularly social media pressure. Live within your means Remember, it's the thought that counts, not the price tag. 🎁💳

 

  1. Jovial Jokes & Financial Banter:

Navigating the holiday plans or in a race to meet the annual target? Zimnat has got jokes juicier than a roasted chibage and banter as sharp as a butcher’s knife. We've even convinced “Father Christmas” to embrace mobile money (he's into EcoCash, Innbucks, and Mukuru now) and the office printer to stop eating paper. Because in the world of festivities and business, a good laugh is the best stress-buster.

So, whether you're the life of the party or the CEO in the corner office, Zimnat ensures your holidays and corporate festivities are a smooth sail. Laughter is the best medicine, especially when budgeting blues threaten to ruin your festivities.

Watch this space for more or talk to us today:  https://zimnat.co.zw/general-insurance/#contact