Are you struggling to build your house? Do you have a stand and don’t have money to start building? Do you want to buy a stand but your savings are not adding up? Worry not Zimnat is here to turn that dream house into a reality. As Zimnat our mission is “Making Life better” and we aim to create solutions to help you realise your dreams.

With this in mind our Microfinance division offers a Micro-housing solution which provides financing for the development of your home. Our micro housing loans are easily accessible with only 7 days of processing. The financing applies to residential stand purchasing and partial or complete homes. We provide a buffet of funding options, such as plumbing, solar installations, glazing, painting, tiling, paving, BICs, walling, dura walls, renovations, drive ways etc. We pay the supplier directly thus eliminating the temptation of fund diversion and to ensure you realise your dream.

When you start building it is frustrating to stop and scout for funds to get to the next stage. Our product eliminates all that as it has reasonable requirements and the money is paid within a week. With the current high demand of property it has become expensive to process title deeds when one gets a piece of land. Most houses are still endorsed on cession forms and agreements of sale, to Zimnat this is enough collateral security because our number one goal is to make your life better.

As a highly empathetic organasation we highly prioritize listening and providing tailor made solutions. As such we have dedicated resources whose jobs are to understand your home developmental plan, through site visits and working together with you throughout the project in the most effective and efficient way. The micro housing plan has a lower cap of $200, and an upper cap of $30,000 depending on your capacity to repay the loan with a tenure of up to 36months. This to ensure that loans should not stretch for too long bearing in mind that our clients also need to have savings and investments.

All our loans are insured against death and permanent disability. Ensuring that your work benefit accumulations are not diverted to pay off your balances when you are gone. Zimnat is your one stop shop that embraces you through your life journey by making your life better.

Our Micro-housing loans do not require establishment fees or upfront fees. The amount you apply for is what we credit in the account. Disbursements can be through Instant online banking, RTGS or mobile transfers. Our Micro housing products are open to all civil servants nationwide, entrepreneurs and corporate company employees. With our welcoming sales team you are guaranteed to feel at home at Zimnat. You may also access other services such as Insurance, life polices and Investments.

For more details on this product send an email to customercare@zimnat.co.zw or WhatsApp on (+263) 734 875 878.