With a strong focus on customer satisfaction and a commitment to excellence, Zimnat General Insurance provides comprehensive coverage and tailored solutions to meet the unique needs of each client in Zimbabwe and beyond. From comprehensive car and home insurance to business and commercial insurance, Zimnat General Insurance has a wide range of short-term insurance products and services designed to protect you from unexpected losses and risks.

With a reputation for reliability and trustworthiness for paying claims, Zimnat General Insurance is a trusted insurance partner for individuals and businesses across Zimbabwe. Whether you’re looking for personal motor, home, or commercial insurance, Zimnat General Insurance has the expertise and experience to help you get the coverage you need.

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Zimnat General Insurance’s  story began 76 years ago in 1946, but our journey to becoming a leading financial services group has been anything but ordinary. From humble beginnings as Zimnat General Insurance to our latest incarnation as Zimnat General Insurance, our focus has always been on innovation and serving our customers better.

Over the years, ICR continued to grow and expand its services, and in 1959, it acquired a life assurance company, which led to the formation of the Assurances Company of Zimbabwe. The company’s success caught the eye of T.A Holdings, which had been founded as Tobacco Auctions Limited, and in 1969, they took over ICR.

Our rich history includes mergers with other industry leaders, such as Lion of Zimbabwe, and a major partnership with Sanlam, the largest non-banking financial services provider in Africa. Through this partnership, we’ve been able to grow and become a dominant player in the short-term insurance space in Zimbabwe and beyond.

Today, we’re proud to have a diverse range of services and resources that empower individuals to realize their full potential and achieve their desired financial objectives. With an AA+ GCR credit rating  and offices in Harare, Gweru, Mutare, and Bulawayo, we’re well-positioned to serve our customers throughout Zimbabwe.

Whether you’re just starting out as an investor or you’re looking for a trusted partner to help you navigate the complex world of finance, we’re here to help. Join us on this exciting journey, and let’s make life better together.

Betty Togarasei

Rumbidzai Chinwada

Isaac Zinhanga

Brenda Kufandirori

Personal

We offer diverse range of personal short-term insurance solutions and resources that empower individuals to realize their full potential and achieve their desired version of prosperity.

Personal Motor Insurance Cover

Drive confidently and live your life to the fullest with the Zimnat Comprehensive Motor Car Insurance. Our top-rated coverage provides more than just protection for your vehicle giving you the peace of mind that you deserve. At Zimnat, we offer comprehensive car insurance coverage that takes care of all your motor vehicle insurance needs, including accidental damage and third-party liability. You can rest assured that you and your car are covered on the road, allowing you to explore new opportunities without worry. Don’t let anything stop you from living your life to the fullest – choose Zimnat Comprehensive Motor Car Insurance for the best protection and peace of mind.

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Travel Insurance

Get world-class protection and peace of mind with Zimnat’s Group Travel Insurance. Our comprehensive coverage is designed to provide support and security for unforeseen events such as illness, injury, theft, flight cancellations, emergency medical expenses, personal accidents, loss of baggage, and even death outside of your resident country. With Zimnat’s Travel Insurance, you can rest easy knowing that our dedicated staff is always available to make your life better. Don’t let unexpected events ruin your travel experience – sign up for Travel Insurance for the ultimate protection and assurance today!

Sign Up

Home Insurance

Protect your home and valuable possessions with Zimnat’s Domestic Insurance. Our comprehensive coverage includes protection against loss or damage to your household contents through our Household cover, and loss or damage to your residential building through our Homeowner cover. You can combine these policies to create our ‘All-in-one’ Domestic cover for even greater peace of mind. In addition to these policies, we also offer coverage for specified valuables, such as jewellery, clothing, and laptops that can be carried with you for outdoor use. With Zimnat’s Domestic Insurance, you can rest assured that your home and valuable possessions are protected against unexpected loss or damage.

Household Insurance

Get the peace of mind you deserve with Zimnat’s Household Cover. Our comprehensive coverage protects your household contents from loss or damage caused by unexpected events such as theft, fire, lightning, storm, and flood. With Zimnat’s Household Contents Insurance, you can rest assured that you’re covered in case your household items are stolen or damaged at your home. Don’t let unexpected events disrupt your life –  protect the things that make your life better with the Zimnat Household Insurance Cover

Sign Up

Homeowners Insurance

Protect your residential building with Zimnat’s Homeowners insurance coverage. Our policy provides coverage for loss or damage caused by insured perils, ensuring that you’re compensated in the event of unforeseen circumstances. You can rest easy knowing that your building is protected against natural disasters, accidental or malicious damage, fire, lightning, explosion, earthquake, storm, wind, water, and hail. We cover residents for the full replacement cost, so you don’t have to worry about the financial burden of rebuilding your home. Choose Zimnat for reliable, comprehensive insurance that meets all your needs and provides you with the peace of mind you deserve.

Get Quote

Domestic All-in-one Cover

We also offer an “All-in-one” Domestic cover that combines our Household Contents Insurance and Homeowner cover policies. This comprehensive coverage ensures that your home, household contents, and valuable personal property are fully protected against unexpected loss or damage. With our “All-in-one” Domestic cover, you can enjoy the peace of mind that comes with knowing that you’re fully covered in any situation.

Get Quote

Personal Accident

We understand that accidents can happen at any time, and they can have a significant impact on your finances. That’s why we offer personal accident insurance to protect you and your family against the cost of an accident. In the event of a listed injury, our policy provides a lump sum benefit to help you cope financially while you recover. We also offer a Hospital Cash plan that provides cash benefits for every day that you or your loved ones are hospitalised. With Zimnat’s personal accident insurance you can have the peace of mind that comes with knowing that you and your family are financially protected in case of an accident.

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Zimnat Emergency Evacuation Cover

Unexpected emergencies can strike at any time, disrupting your plans and potentially putting your health at risk. With Zimnat’s Emergency Evacuation Cover, you can rest assured that you and your loved ones will receive the critical care you need, wherever you may be in Zimbabwe.

Why Choose Zimnat Emergency Evacuation Cover?

  • 24/7 Emergency Assistance: Our dedicated team is available around the clock to provide immediate support and coordinate your evacuation.
  • Swift Medical Evacuation: In the event of an emergency, we’ll arrange for rapid transport to the nearest appropriate medical facility.
  • Advanced Medical Care: Benefit from state-of-the-art medical treatment and equipment, ensuring you receive the best possible care.
  • Financial Protection: Avoid the financial burden associated with emergency medical evacuations, allowing you to focus on recovery.

How Does It Work?

Simply add the Emergency Evacuation Cover to your existing Motor Insurance policy. In the event of an emergency, contact our 24/7 emergency hotline, and our team will take care of the rest.

Don’t Let Emergencies Disrupt Your Life

Protect yourself and your loved ones with Zimnat’s Emergency Evacuation Cover. Experience peace of mind knowing that you have access to critical care whenever you need it.

Sign Up Today

Sign Up

Personal Motor Insurance Cover

Zimnat Comprehensive Motor Car Insurance: Drive with Confidence in Zimbabwe

Experience the freedom of the open road in Zimbabwe with Zimnat Comprehensive Motor Car Insurance. More than just vehicle protection, we offer you peace of mind with comprehensive coverage that includes:

  • Accidental Damage: We’ve got you covered for unexpected accidents and collisions.
  • Third-Party Liability: Protect yourself against claims from others involved in accidents.

With Zimnat, you can explore Zimbabwe’s vibrant cities and breathtaking landscapes without worry. Our insurance gives you the confidence to live life to the fullest.

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Travel Insurance

Get world-class protection and peace of mind with Zimnat’s Group Travel Insurance. Our comprehensive coverage is designed to provide support and security for unforeseen events such as illness, injury, theft, flight cancellations, emergency medical expenses, personal accidents, loss of baggage, and even death outside of your resident country. With Zimnat’s Travel Insurance, you can rest easy knowing that our dedicated staff is always available to make your life better. Don’t let unexpected events ruin your travel experience – sign up for Travel Insurance for the ultimate protection and assurance today!

Sign Up

Home Insurance

Protect your home and valuable possessions with Zimnat’s Domestic Insurance. Our comprehensive coverage includes protection against loss or damage to your household contents through our Household cover, and loss or damage to your residential building through our Homeowner cover. You can combine these policies to create our ‘All-in-one’ Domestic cover for even greater peace of mind. In addition to these policies, we also offer coverage for specified valuables, such as jewellery, clothing, and laptops that can be carried with you for outdoor use. With Zimnat’s Domestic Insurance, you can rest assured that your home and valuable possessions are protected against unexpected loss or damage.

Household Insurance

Get the peace of mind you deserve with Zimnat’s Household Cover. Our comprehensive coverage protects your household contents from loss or damage caused by unexpected events such as theft, fire, lightning, storm, and flood. With Zimnat’s Household Contents Insurance, you can rest assured that you’re covered in case your household items are stolen or damaged at your home. Don’t let unexpected events disrupt your life –  protect the things that make your life better with the Zimnat Household Insurance Cover

Sign Up

Homeowners Insurance

Protect your residential building with Zimnat’s Homeowners insurance coverage. Our policy provides coverage for loss or damage caused by insured perils, ensuring that you’re compensated in the event of unforeseen circumstances. You can rest easy knowing that your building is protected against natural disasters, accidental or malicious damage, fire, lightning, explosion, earthquake, storm, wind, water, and hail. We cover residents for the full replacement cost, so you don’t have to worry about the financial burden of rebuilding your home. Choose Zimnat for reliable, comprehensive insurance that meets all your needs and provides you with the peace of mind you deserve.

Get Quote

Domestic All-in-one Cover

We also offer an “All-in-one” Domestic cover that combines our Household Contents Insurance and Homeowner cover policies. This comprehensive coverage ensures that your home, household contents, and valuable personal property are fully protected against unexpected loss or damage. With our “All-in-one” Domestic cover, you can enjoy the peace of mind that comes with knowing that you’re fully covered in any situation.

Get Quote

Personal Accident

We understand that accidents can happen at any time, and they can have a significant impact on your finances. That’s why we offer personal accident insurance to protect you and your family against the cost of an accident. In the event of a listed injury, our policy provides a lump sum benefit to help you cope financially while you recover. We also offer a Hospital Cash plan that provides cash benefits for every day that you or your loved ones are hospitalised. With Zimnat’s personal accident insurance you can have the peace of mind that comes with knowing that you and your family are financially protected in case of an accident.

Sign Up

Zimnat Emergency Evacuation Cover

Unexpected emergencies can strike at any time, disrupting your plans and potentially putting your health at risk. With Zimnat’s Emergency Evacuation Cover, you can take to the road with the assurance that you and your loved ones will receive the critical care you need, wherever you may be in Zimbabwe

Why Choose Zimnat Emergency Evacuation Cover?

  • 24/7 Emergency Assistance: Our dedicated team is available around the clock to provide immediate support and coordinate your evacuation.
  • Swift Medical Evacuation: In the event of an emergency, we’ll arrange for rapid transport to the nearest appropriate medical facility.
  • Advanced Medical Care: Benefit from state-of-the-art medical treatment and equipment, ensuring you receive the best possible care.
  • Financial Protection: Avoid the financial burden associated with emergency medical evacuations, allowing you to focus on recovery.

How Does It Work?

Simply add the Emergency Evacuation Cover to your existing Motor Insurance policy. In the event of an emergency, contact our 24/7 emergency hotline, and our team will take care of the rest.

Don’t Let Emergencies Disrupt Your Life

Protect yourself and your loved ones with Zimnat’s Emergency Evacuation Cover. Experience peace of mind knowing that you have access to critical care whenever you need it.

Sign Up Today

Sign Up

Corporate

Get complete coverage for accidental damage, fire, theft, intentional damage, and third-party liability with Zimnat General Insurance. Trust us to make life better and protect you from the unexpected.

Additionally, our motor insurance policies offer riders as additional benefits, including Motor Vehicle Emergency Services/Roadside assistance, Funeral cash assistance, and Emergency accommodation.

Comprehensive Motor/Fleet Insurance

Our Comprehensive Motor/Fleet Insurance is designed to provide extensive and wide-ranging cover for your company’s vehicles. This policy covers accidental damage to your vehicles, as well as damage to third-party property, bodily injury or death. It also provides cover for fire and theft of your vehicles or third-party vehicles resulting from your driver’s actions. With this policy, you also receive additional benefits such as Motor Vehicle Emergency Services/Roadside Assistance, Funeral Cash Assistance, and Emergency Accommodation. In the event of an accident, our policy guarantees that the third party is compensated for any damages incurred due to the actions of your driver.

Sign Up

Full Third Party, Fire and Theft

Protect your business from the financial impact of vehicle theft, fire damage, and third-party liability with our Full Third Party, Fire and Theft insurance coverage. This comprehensive policy not only covers your company’s vehicle in case of theft or fire but also provides coverage for damages caused to third parties due to your vehicle or actions. Secure your business’s future with our reliable insurance solutions.

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Third Party Insurance

In line with the Road Traffic Act of Zimbabwe, our minimum insurance cover is Third Party, a mandatory policy that every vehicle owner must have in order to license their vehicle. This policy covers bodily injury or death of third parties and damage to their property caused by your actions while driving. Please note that this cover excludes any damage or loss to your own vehicle. At our company, we offer two types of third party insurance, including Full Third Party (FTP), which offers higher limits and benefits at a higher premium than Third Party (Road Traffic Act).

Sign Up

Comprehensive Motor/Fleet Insurance

Our Comprehensive Motor/Fleet Insurance is designed to provide extensive and wide-ranging cover for your company’s vehicles. This policy covers accidental damage to your vehicles, as well as damage to third-party property, bodily injury or death. It also provides cover for fire and theft of your vehicles or third-party vehicles resulting from your driver’s actions. With this policy, you also receive additional benefits such as Motor Vehicle Emergency Services/Roadside Assistance, Funeral Cash Assistance, and Emergency Accommodation. In the event of an accident, our policy guarantees that the third party is compensated for any damages incurred due to the actions of your driver.

Sign Up

Full Third Party, Fire and Theft

Protect your business from the financial impact of vehicle theft, fire damage, and third-party liability with our Full Third Party, Fire and Theft insurance coverage. This comprehensive policy not only covers your company’s vehicle in case of theft or fire but also provides coverage for damages caused to third parties due to your vehicle or actions. Secure your business’s future with our reliable insurance solutions.

Sign Up

Third Party Insurance

In line with the Road Traffic Act of Zimbabwe, our minimum insurance cover is Third Party, a mandatory policy that every vehicle owner must have in order to license their vehicle. This policy covers bodily injury or death of third parties and damage to their property caused by your actions while driving. Please note that this cover excludes any damage or loss to your own vehicle. At our company, we offer two types of third party insurance, including Full Third Party (FTP), which offers higher limits and benefits at a higher premium than Third Party (Road Traffic Act).

Sign Up

Specialist Insurance

Construction Insurance

Our Construction Insurance provides comprehensive coverage for construction projects, including damage to property and third-party liability.

Get Quote

Public Liability Insurance

Zimnat’s Public Liability Insurance is designed to provide protection for your business against claims of personal injury or property damage that a third party may suffer as a result of your business activities or the activities of your employees. Our policy covers legal liability to third parties arising from accidental bodily injury, death or illness, as well as accidental damage to property in connection with your business. Our liability insurance offers a number of key benefits. Firstly, it protects both the welfare of the public and that of your business.

Additionally, it is affordable, providing peace of mind that should anyone be injured on your premises or by your staff, you are covered for any damages and legal costs.

This can help to prevent financial strain on your business in the event of an accident or injury, while also protecting your reputation and relationship with your customers. With Zimnat’s Public Liability Insurance, you can feel confident that your business is protected.

Commercial Insurance

Your commercial property and electronic equipment are essential assets to your business, and protecting them is critical. At Zimnat, we understand the importance of safeguarding your investments, which is why we offer a range of comprehensive insurance solutions to fit your needs. Our Commercial Property Insurance covers all buildings and contents against fire damage, destruction, or theft. We provide coverage for physical loss or damage to buildings and contents caused by various factors, including fire, lightning, explosion, earthquake, storm, water, flood, impact by animals, aerial devices, and articles.

For businesses that want a comprehensive insurance option, our Commercial All in One policy is the ideal solution. We understand that businesses have different needs, which is why we’ve combined all the necessary operational insurance requirements in one policy. We offer coverage for property loss or damage, business interruption, business all risks, account receivables, money, glass, fidelity, public liability, employer’s liability, machinery breakdown, and motor insurance. At Zimnat, we know that electronic equipment is critical to modern businesses, and protecting it is essential. Our Electronic Equipment Insurance covers corporate electronic equipment such as computers, laptops, and printers.

The coverage extends to the data stored in the equipment, providing comprehensive protection for your electronic assets. We understand that every business is unique, which is why we offer customized coverage options tailored to your specific needs. Our goal is to provide you with peace of mind, knowing that your assets are protected and your business can continue to operate smoothly in the event of an unexpected incident.

Umbrella Liability Cover

Zimnat’s Umbrella Liability Insurance is a comprehensive insurance policy designed to meet the needs of large and medium-sized companies. This policy provides additional limits of liability beyond the coverage provided by underlying motor and general insurance policies. It is a tailor-made solution that takes into consideration the fleet size and occupation of the firm’s industry trade. With this policy, you can rest assured that your company is protected against any unexpected liability that may arise.

Whether it’s a motor accident or a general liability claim, our Umbrella Liability Insurance policy has got you covered. Our team of experts will work with you to customize a policy that fits your specific needs and budget.

So if you’re looking for a reliable and cost-effective solution to protect your company from unforeseen risks, Zimnat’s Umbrella Liability Insurance policy is the perfect choice.

Group Personal Accident

Accidents can happen at any time and can have a significant impact on your employees and your business. Our Group Personal Accident insurance provides coverage for accidental death or bodily injury to employees caused by external violent and visible means. At Zimnat, we understand that accidents can have a devastating impact on your employees and their families. Our specialized coverage can provide financial protection and support to your employees in the event of an accident. Our Group Personal Accident insurance covers accidental death, bodily injury, or loss of ability caused by an accident.

The policy covers employees 24 hours a day, whether they are at work or not. This coverage can be extended to all employees of a company, providing comprehensive protection for your entire workforce. By having Group Personal Accident insurance, you can demonstrate your commitment to the safety and well-being of your employees.

We offer customized coverage options to fit your specific needs, whether you’re a small business or a large corporation. Protect your employees and your business from the impact of accidents. Contact us today to learn more about our Group Personal Accident insurance and how we can help safeguard your workforce.

Agricultural Insurance

Our Farming Insurance is designed to protect farmers against a range of risks, from crop damage to livestock loss. Find out more from our specialist agricultural insurance division.

Get Quote

Crop Insurance

We also offer Crop Insurance, which covers yield losses and damages caused by natural disasters or weather conditions.

Get Quote

Tobacco Hail Insurance

Our Tobacco Hail Insurance provides coverage against hail damage to tobacco crops. Find out more from our specialist agricultural insurance division.

Get Quote

Farming Property Equipment

Farming Property Equipment Insurance protects farmers against loss or damage to their equipment, including tractors, combines, and other machinery. Find out more from our specialist agricultural insurance division.

Get Quote

Livestock Insurance

Our Livestock Insurance covers losses due to disease, accidents, and theft. Find out more from our specialist agricultural insurance division.

Get Quote

Engineering Insurance

Our Engineering Insurance offers protection for engineering firms against potential financial losses due to errors, omissions, or accidents.

Get Quote

Marine Cover

We also offer Marine Cover, which includes coverage for cargo damage or loss during transportation, as well as liability for third-party damages caused by marine operations.

Get Quote

Directors & Officers Insurance

Our Directors & Officers Insurance covers a wide range of claims, including wrongful termination, discrimination, breach of contract, and misrepresentation. It also provides coverage for regulatory investigations, employee disputes, and other legal actions against directors and officers.

By having Directors & Officers Insurance, you can protect your personal assets and reputation while fulfilling your duties as a director or officer. We offer customized coverage options to fit your specific needs, whether you’re a private company, non-profit organization, or public company.

Protect yourself and your company from potential legal and financial risks. Contact us today to learn more about our Directors & Officers Insurance and how we can help safeguard your business.

Get Quote

Fidelity Guarantee

Protect your business against financial losses caused by employee dishonesty or mismanagement with our Fidelity Guarantee insurance. At Zimnat, we understand that employee fraud and theft can have a significant impact on your business, which is why we offer this specialized coverage.

Our Fidelity Guarantee insurance provides coverage against losses caused by fraudulent or dishonest acts committed by employees, such as theft, embezzlement, or forgery. The policy covers direct financial losses, including the theft of money or securities, as well as consequential losses, such as damage to your reputation or loss of business.

Get Quote

Specialist Insurance

Construction Insurance

Our Construction Insurance provides comprehensive coverage for construction projects, including damage to property and third-party liability.

Get Quote

Public Liability Insurance

Zimnat’s Public Liability Insurance is designed to provide protection for your business against claims of personal injury or property damage that a third party may suffer as a result of your business activities or the activities of your employees. Our policy covers legal liability to third parties arising from accidental bodily injury, death or illness, as well as accidental damage to property in connection with your business. Our liability insurance offers a number of key benefits. Firstly, it protects both the welfare of the public and that of your business.

Additionally, it is affordable, providing peace of mind that should anyone be injured on your premises or by your staff, you are covered for any damages and legal costs.

This can help to prevent financial strain on your business in the event of an accident or injury, while also protecting your reputation and relationship with your customers. With Zimnat’s Public Liability Insurance, you can feel confident that your business is protected.

Commercial Insurance

Your commercial property and electronic equipment are essential assets to your business, and protecting them is critical. At Zimnat, we understand the importance of safeguarding your investments, which is why we offer a range of comprehensive insurance solutions to fit your needs. Our Commercial Property Insurance covers all buildings and contents against fire damage, destruction, or theft. We provide coverage for physical loss or damage to buildings and contents caused by various factors, including fire, lightning, explosion, earthquake, storm, water, flood, impact by animals, aerial devices, and articles.

For businesses that want a comprehensive insurance option, our Commercial All in One policy is the ideal solution. We understand that businesses have different needs, which is why we’ve combined all the necessary operational insurance requirements in one policy. We offer coverage for property loss or damage, business interruption, business all risks, account receivables, money, glass, fidelity, public liability, employer’s liability, machinery breakdown, and motor insurance. At Zimnat, we know that electronic equipment is critical to modern businesses, and protecting it is essential. Our Electronic Equipment Insurance covers corporate electronic equipment such as computers, laptops, and printers.

The coverage extends to the data stored in the equipment, providing comprehensive protection for your electronic assets. We understand that every business is unique, which is why we offer customized coverage options tailored to your specific needs. Our goal is to provide you with peace of mind, knowing that your assets are protected and your business can continue to operate smoothly in the event of an unexpected incident.

Umbrella Liability Cover

Zimnat’s Umbrella Liability Insurance is a comprehensive insurance policy designed to meet the needs of large and medium-sized companies. This policy provides additional limits of liability beyond the coverage provided by underlying motor and general insurance policies. It is a tailor-made solution that takes into consideration the fleet size and occupation of the firm’s industry trade. With this policy, you can rest assured that your company is protected against any unexpected liability that may arise.

Whether it’s a motor accident or a general liability claim, our Umbrella Liability Insurance policy has got you covered. Our team of experts will work with you to customize a policy that fits your specific needs and budget.

So if you’re looking for a reliable and cost-effective solution to protect your company from unforeseen risks, Zimnat’s Umbrella Liability Insurance policy is the perfect choice.

Group Personal Accident

Accidents can happen at any time and can have a significant impact on your employees and your business. Our Group Personal Accident insurance provides coverage for accidental death or bodily injury to employees caused by external violent and visible means. At Zimnat, we understand that accidents can have a devastating impact on your employees and their families. Our specialized coverage can provide financial protection and support to your employees in the event of an accident. Our Group Personal Accident insurance covers accidental death, bodily injury, or loss of ability caused by an accident.

The policy covers employees 24 hours a day, whether they are at work or not. This coverage can be extended to all employees of a company, providing comprehensive protection for your entire workforce. By having Group Personal Accident insurance, you can demonstrate your commitment to the safety and well-being of your employees.

We offer customized coverage options to fit your specific needs, whether you’re a small business or a large corporation. Protect your employees and your business from the impact of accidents. Contact us today to learn more about our Group Personal Accident insurance and how we can help safeguard your workforce.

Agricultural Insurance

Our Farming Insurance is designed to protect farmers against a range of risks, from crop damage to livestock loss. Find out more from our specialist agricultural insurance division.

Get Quote

Crop Insurance

We also offer Crop Insurance, which covers yield losses and damages caused by natural disasters or weather conditions.

Get Quote

Tobacco Hail Insurance

Our Tobacco Hail Insurance provides coverage against hail damage to tobacco crops. Find out more from our specialist agricultural insurance division.

Get Quote

Farming Property Equipment

Farming Property Equipment Insurance protects farmers against loss or damage to their equipment, including tractors, combines, and other machinery. Find out more from our specialist agricultural insurance division.

Get Quote

Livestock Insurance

Our Livestock Insurance covers losses due to disease, accidents, and theft. Find out more from our specialist agricultural insurance division.

Get Quote

Engineering Insurance

Our Engineering Insurance offers protection for engineering firms against potential financial losses due to errors, omissions, or accidents.

Get Quote

Marine Cover

We also offer Marine Cover, which includes coverage for cargo damage or loss during transportation, as well as liability for third-party damages caused by marine operations.

Get Quote

Directors & Officers Insurance

Our Directors & Officers Insurance covers a wide range of claims, including wrongful termination, discrimination, breach of contract, and misrepresentation. It also provides coverage for regulatory investigations, employee disputes, and other legal actions against directors and officers.

By having Directors & Officers Insurance, you can protect your personal assets and reputation while fulfilling your duties as a director or officer. We offer customized coverage options to fit your specific needs, whether you’re a private company, non-profit organization, or public company.

Protect yourself and your company from potential legal and financial risks. Contact us today to learn more about our Directors & Officers Insurance and how we can help safeguard your business.

Get Quote

Fidelity Guarantee

Protect your business against financial losses caused by employee dishonesty or mismanagement with our Fidelity Guarantee insurance. At Zimnat, we understand that employee fraud and theft can have a significant impact on your business, which is why we offer this specialized coverage.

Our Fidelity Guarantee insurance provides coverage against losses caused by fraudulent or dishonest acts committed by employees, such as theft, embezzlement, or forgery. The policy covers direct financial losses, including the theft of money or securities, as well as consequential losses, such as damage to your reputation or loss of business.

Get Quote

Resources

Discover all the necessary information and documents for your life insurance needs in one place with Zimnat General Insurance. Our Resources section offers a variety of useful resources, including brochures, proposal forms, and claim forms, to make your life insurance journey seamless and stress-free. Whether you’re a new policyholder seeking more information or an existing one looking to make a claim, we have everything you need to make your life better. Explore our collection of resources and download what you need today for a worry-free tomorrow.

ZGI Bill of Rights

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ZGI Service Commitment

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ZGI Complaints Handling

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Contact Us

Head Office

Zimnat House, Corner 3rd Street and George Silundika Avenue, Harare, Zimbabwe

Email: customercare@zimnat.co.zw
Toll-free number: 321

Phone: +263 242 707582/3/5/6
Whatsapp: +263 772 175 991

Avondale Branch

18 Wakefield Road, Avondale, Harare, Zimbabwe

Email: customercare@zimnat.co.zw
Toll-free number: 321

Phone: +263 242 707581-6
Whatsapp: +263 772 175 991

Mutare Branch

Suite 2, Manica Centre, 118 Herbert Chitepo Street, Mutare, Zimbabwe

Email: customercare@zimnat.co.zw
Toll-free number: 321

Phone: +263 20 61609/61237
Whatsapp: +263 772 175 991

Bulawayo Branch

Minerva House, Cnr 14th Avenue & G Silundika Steet, Bulawayo, Zimbabwe

Email: customercare@zimnat.co.zw
Toll-free number: 321

Phone: +263 29 76431-3/ +263 29 880678-9
Whatsapp: +263 772 175 991

Masvingo Branch

Zimnat Masvingo Branch, 140/141 Robertson Street
Masvingo, Zimbabwe

Email: customercare@zimnat.co.zw
Toll-free number: 321

Phone: +263 39 262228/ +263 39 264447
Whatsapp: +263 772 175 991

Claims Assessment Centre Branch

23 George Ave, Msasa, Harare, Zimbabwe

Email: customercare@zimnat.co.zw
Toll-free number: 321

Phone: +263 242 485115/116
Whatsapp: +263 772 175 991

Let Us Contact You