Life is journey full of cycles of happiness as well as sorrow and Oscar Wilde once said “to expect the unexpected in life shows a thoroughly modern intellect,” you cannot plan or schedule most of the traumatic life events but all you can do is be prepared for whatever comes your way. In the course of your life you may find yourself in a situation that may warrant you to seek legal recourse from the courts of law. Most of these instances occur at a time when you are least prepared for the financial obligations that come with enforcing your rights including hiring your legal counsel. Given the big financial implications associated with seeking legal recourse, you may find yourself in an untenable financial position and it is this gap that Zimnat General Insurance seeks to cover with the Zimnat Legal Insurance. This new plan seeks to make your life better by providing you with affordable legal representation should the need arise.

The Zimnat legal insurance is a legal protection plan which allows you access to the law by providing legal advice and covering legal costs of a dispute ranging from civil, criminal and labour cases. The plan has several options from which you can choose the type of legal representation you may need from the following options:

*NB the cover includes but is not limited to the below options

Ultimate cover:

  • Civil matters
  • Criminal Matters
  • Labour matters

Civil Cover:

  • Accidental claims cases
  • Contractual disputes
  • Delictual disputes

Labour Cover:

  • Workplace related disputes
  • Disciplinary proceedings
  • Discrimination at work
  • Unfair dismissals

Once involved in a legal dispute or in a situation requiring legal representation you can simply call Zimnat for assistance. Zimnat will then advise you of the status of your claim within 48 hours, after which you are issued with an authorisation letter to give to a lawyer and access legal representation

To ensure your life is made better in situations where the insured individual is incapacitated or behind bars, a next of kin can lodge the claim on your behalf, verification and issuance of letter of authority are done within 8 hours

Payments for premiums can be made through various channels such as Payroll deduction, Ecocash, Bank stop order, Cash/swipe. Additionally, once you have signed up you receive a complimentary funeral cash pay-out for yourself and every family member you may choose to put on the plan.

Call us today for a quote  on toll free number 08080063/4/6 or email

Alternatively, you can visit our social media,


If you suspect a case of coronavirus COVID-19, please contact your nearest emergency rapid response team on the following toll-free numbers:

National Emergency Rapid Response Centre: 08002000

Wilkins Hospital (Harare): 08009000

Thorngroove Infectious Hospital (Bulawayo): 08009001

Mutare Infectious Diseases Hospital: 08009002

Gweru General Hospital: 08009003

Masvingo General Hospital: 08009004


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