By Praise Rundofa

When life gives us a hard time we usually wish that such times never have happened. One day you have a job, the next you don’t, your car breaks down, house still incomplete, you don’t have enough saved up for your child’s fees for the term. These are some of the very real scenarios of challenges that we are exposed to. In the midst of these hard times Zimnat, has a way of making life better for you despite the complexity.

The basic step in dealing with hard times is to realize that some of them are real opportunities. Insecurity is a bitter pill to swallow but that fear can motivate someone to learn how to be resilient and adaptive to future highs and lows. Zimnat Microfinance offers clients business loans of up to RTGS$250,000 that can help one hedge against hard times; through facilities such as working capital financing, asset financing to mention but a few.

The Greek philosopher Epictetus, says “We cannot choose our external circumstances, but we can always choose how we respond to them.” It’s easy to forget that we have this choice when we’re caught in the current situation – especially fear, despair, or anger.  Our pain looms so large that it seems immutable we can always choose how we respond. And this choice begins in how we talk to ourselves about our circumstances and decisions we make in business.  What we say to ourselves about what’s happening to us has a profound impact on how we feel about it.  Positive thinking is a strong force everyone can tap into. Do your thoughts nurture you and bring you hope for your future? If not, create a healthy belief system. Think uplifting thoughts, choose uplifting feelings and focus on creative ideas.

Life problems don’t cause depression but it’s the inability to cope with the life problems that can lead to depression. To prepare for financial setbacks, we need to have prepared beforehand. Do we have an emergency fund? Do you have funds to cushion your business? Start simple by talking to Zimnat financial advisors for a solution.

When you are fretting and fearful, stop and think of Zimnat, a tried and tested brand that has been in existence for over 50 years and associated with the largest non-banking financial services group on the African continent Sanlam.

The more you acknowledge gratitude, the happier you will become. Gratitude heals. You can choose to focus on what’s missing in your life, but what you need instead is a solution. You can choose happiness now by choosing to make your life better with Zimnat.

Zimnat is a diversified Zimbabwean financial group associated with the Sanlam Group, which has four business units, namely Zimnat General Insurance, Zimnat Life Assurance, Zimnat Financial Services and Zimnat Asset Management.

Thomas Karimbika
[Insert: Businessman Thomas Karimbika received RTGS$1000 working capital loan from Zimnat Microfinance. He managed to restock his 2 butcheries which ensured the continuity of his business.]
[Insert: Anne Grace Mudzonga an entrepreneur who managed to secure a working capital loan to start her business which has become the source of livelihood.]