Home Insurance

Protect Your Home Investment this rainy season

As we experience heavy rains and thunderstorms in our beautiful country, it is essential to take stock of our homes' safety and security. These rains, while much needed, can cause significant damage to our homes and properties, leaving us with costly repairs and replacements. This is where home insurance comes in as an important and valuable investment.

At Zimnat, we understand the importance of having a safe and secure home. We also understand that unforeseen events such as heavy rains and storms can cause severe damage to our homes and properties. That is why we have developed a comprehensive home insurance policy that will give you peace of mind and protect your most significant investment.

Our home insurance policy covers a wide range of risks that can affect your home, including fire, lightning, theft, and even natural disasters such as floods and landslides. We understand that the damage caused by such events can be significant and can often be difficult to handle financially. Our policy offers you the assurance that in case of such an event, your financial burden will be reduced.

Our Zimnat Home Insurance policy covers both the building and its contents, which means that you are protected from damage to both the structure of the house and the contents within it. This policy will also cover any liability that may arise in case of injury or damage to third parties on your property.

In addition to our comprehensive cover, we have made our policies accessible and easy to understand. We want to make sure that all Zimbabweans have the opportunity to protect their homes and properties. Our team of professionals is always available to guide you through the process and help you make the right choices for your insurance needs.

In conclusion, as the heavy rains continue to pour, it is essential to safeguard our homes and properties from potential damage. Zimnat Home Insurance is here to give you the peace of mind you deserve, knowing that your most significant investment is protected. Take the necessary steps to secure their homes and ensure they have adequate insurance cover

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Funeral Insurance

Funeral Insurance in Zimbabwe (Don't Settle for Less)

Don't settle for less on funeral Insurance

We all want to celebrate life differently. But when it comes to death, it's a reality we have to face. Here in Zimbabwe, ensuring a dignified farewell for loved ones can be a financial burden. That's where funeral insurance in Zimbabwe comes in.

Funeral costs in Zimbabwe can add significant stress to an already difficult time. Funeral insurance offers a safety net, guaranteeing your family has the financial resources to honor your wishes without worry.

Benefits:

  • Peace of Mind: Knowing your funeral is covered brings comfort and allows your loved ones to focus on grieving.
  • Financial Security: Avoid placing a financial burden on your family during a sensitive time.
  • Flexibility: Choose a plan that fits your budget and desired coverage.

At Zimnat, we understand the unique needs of Zimbabwean families. We offer a variety of affordable funeral insurance plans to ensure a dignified farewell for your loved ones. We believe in informed decisions. Compare quotes and explore different funeral insurance options in Zimbabwe to find the perfect fit for you and your family.

Don't settle for anything less than peace of mind. Get a free quote for funeral insurance in Zimbabwe today! Contact us now to discuss your options.

#FuneralInsurance #Zimbabwe #PeaceOfMind


Is it important to have funeral insurance in Zimbabwe?

Funeral Insurance
Is it important to have funeral insurance?

The answer is YES.

The economic challenges that we face have seen a shrinkage in most household disposable incomes. Many people have been forced to reprioritize their expenses, and one of the most common "budget cuts" is directed toward funeral insurance expenses. Whilst this makes sense in the short term as this frees up some cash for the household, it creates an opportunity for doubt and uncertainty due to the lack of a financial safety net in the unfortunate event of a death in the family.

As a funeral insurance service provider our advocacy for funeral insurance coverage may appear self-serving, however, the reality still exists that funeral insurance is a necessary expense that should be kept in the budget. The following article breaks down what you need to know about how a  funeral insurance premium is a good financial investment that helps you "save."

What is a funeral insurance cover in the first place?

Funeral insurance cover is a form of insurance that pays a specified amount of money in the event of a death, ensuring that the costs of a funeral will be covered so that family members do not have to struggle financially at this difficult time.

  • Funeral insurance works in much the same way as other types of insurance. You decide how much funeral cover you want to buy and then you pay a monthly premium.
  • You choose who to cover.
  • Some funeral insurance policies also give you other benefits like burial repatriation, grocery benefits, or cash back.
  • If you or your loved ones die, the money is paid out.
  • A decision to take out funeral insurance should form part of a proper financial plan.

Gadziriro/Lungiselelo Funeral Plan also gives you more coverage and more choices at an affordable premium. You can choose the features and level of coverage you and your family need and can afford, and there’s the option of a savings benefit.

More cover

  • Cover of up to US$5 000
  • Premium holidays (you are exempted from paying premiums)
  • Cover for up to 6 family members
  • No medical or blood tests required
  • Funeral cover that pays out in 48 hours

More choice

  • Choose between individual and family packages
  • Choose who you want to cover
  • Choose how much you want to pay
  • Choose the plan that’s right for you

Get covered against the financial burden of a funeral today. Sign up for Gadziriro/Lungiselelo Funeral Cash Pla

 


Scamming red flags to look out for!

 

 

 

Netflix’s latest crime documentary, The Tinder Swindler, has the global public captivated and enraged on behalf of the victims. How did Cecille fall for his scam? How is he not behind bars yet?

While private jets, spur-of-the-moment international trips, and threats by ‘enemies’ don’t feature in the majority of scams, Simon Leviev’s antics remind us of some of the common red flags to look out for.

Scams on the African continent are on the rise – a recent study by a South African credit rating agency, TransUnion, shows that 37% of South African consumers were recently targeted by COVID-19-related digital fraud. To help educate us all on what to look out for, Ayanda Ndimande, Head of Sanlam Business Development for Retail Credit shares some of the most common red flags.

 

Match Made in Heaven? Think Again.

Out of the blue, Cecille matches with Simon on Tinder and, after a quick coffee date, he’s whisking her away on a private jet. Have you ever been walking through the mall and had someone come up to you and offer you money? No? Of course not. The digital world is like the analog one in that it is very rare that someone would just come up to you and make you a generous offer like this. Skepticism costs nothing and could save you a great deal.

Send Me Your Passport Details’

Scammers love knowing everything about you, so asking for your passport details on the first date should’ve been a massive red flag. From your ID or passport number and physical address to your bank statements, they will try to glean as much personal information as they can from you. Be very wary about giving your details to anybody.

 

Too Good to Be True?

Simon’s victims were looking for love, and a lavish lifestyle, so a single billionaire was an enticing hook. In the same way, it is very tempting to think that you may be the luckiest person in the world, but if an offer of a US$1,000 investment opportunity at 50% interest finds itself in your inbox, then it’s almost certainly too good to be true.

   ‘Send Money Now’

The more time you think things over, the less likely you are to be conned. Internet villains like Simon know this and so their schemes often come with a time crunch. Don’t let yourself be pressurised into acting quickly.

While these tell-tale signs weren’t part of Simon Leviev’s con, make sure you are also on the lookout for the below.

Spelling Mistakes

When was the last time your bank sent you correspondence with spelling mistakes? Reputable companies hire people to make sure that doesn’t happen. Scammers, on the other hand, just hope that you don’t notice. It is also a good idea to check the email address. If it is from a Gmail account, Yahoo, or any other free email service, then don’t click it.

Phishing/Vishing

Phishing is especially vicious, as it’s a scam correspondence framed like it’s from someone you know. For example, you might get an email from your boss, asking you to urgently send funds because there’s a problem with the company account. It looks legit, seems to come from an address almost exactly like your boss’s email address, and is signed with your employer’s name. If you get an email asking for funds, immediately pick up the phone and call the right people to clarify that it comes from the company. It’s especially easy to fall for phishing and vishing (voice fishing for funds via platforms like WhatsApp).

Get the CONFIDENCE to transact online by learning more about some of the common scamming techniques in play today by visiting Sanlam Online Safety