Zimnat Microfinance Launches Invoice Discounting Facility to Unlock SME Growth
Zimnat Unveils Invoice Discounting Facility at ZITF 2025 to Empower SMEs
Date: 23 April 2025
Location: Bulawayo, Zimbabwe
Zimnat Microfinance has unveiled a new Invoice Discounting Facility, launched on the sidelines of the 2025 Zimbabwe International Trade Fair (ZITF), to support small and medium-sized enterprises (SMEs) struggling with cash flow challenges caused by delayed invoice payments.
The facility enables eligible SMEs to access up to 80% of the value of approved but unpaid invoices, allowing them to cover operating costs, pay employees, and continue fulfilling contracts — without waiting weeks or months for payments to come through.
“SMEs are central to our economy’s industrialisation journey,” said Lloyd Borerwe, Managing Director of Zimnat Microfinance. “We’ve listened to business owners who shared how difficult it is to keep operations running smoothly while waiting for invoices to be settled. Through this facility, we aim to reduce the financial pressure caused by payment delays and enable businesses to grow and fulfil new orders. This is one of the ways we are living out our brand promise of Empowering Prosperity.”
The Invoice Discounting Facility is ideal for:
- Businesses with approved but unpaid invoices
- Contractors supplying private sector clients
- Retailers and traders selling goods on credit
- Entrepreneurs without access to collateral-backed loans
What sets this solution apart is its responsiveness to real business needs.
“In developing this product, we listened to the everyday challenges faced by SMEs — especially around cash flow gaps,” said Tatenda Marongwe, Group Marketing Executive for Zimnat. “The insight was clear: many businesses had work, had clients, but didn’t have the liquidity to keep going while waiting for payments. We turned that insight into a product that responds with flexibility, speed, and practical support.”
This new facility expands Zimnat Microfinance’s growing portfolio of SME-focused financial solutions and reinforces the company’s commitment to building a more inclusive and resilient economy.
As Zimbabwe works towards a more integrated and industrialised future, Zimnat remains committed to delivering innovative financial solutions that remove barriers and empower entrepreneurs to thrive
Zimnat Financial Services (Private) Limited trading as Zimnat Microfinance is registered and regulated by the Reserve Bank of Zimbabwe in terms of the Microfinance Act 24:30. Incorporated in 2011, Zimnat Microfinance seeks to provide financial solutions to the informal and financially excluded Zimbabwean populace. It is part of the Zimnat Group a diversified financial services group with interests in General Insurance, Life Assurance, Microfinance and Asset Management. It is a member of Masawara Holdings and associated with the Sanlam Group, the largest non-banking financial services group on the African continent.
For more details, visit our Microfinance section at Zimnat Microfinance website, contact your nearest Zimnat branch on 321 today or download the product flier here: Invoice Discounting Flier (48 downloads)
Zimnat Agent Awards: Recognizing Game-Changers in Financial Inclusion
Zimnat Agent Awards: Recognizing Game-Changers in Financial Inclusion
HARARE, ZIMBABWE – At Zimnat, empowering the success of African aspirations is more than a vision—it’s our commitment. This commitment came to life on Friday as we celebrated our top-performing agents at the prestigious Zimnat Agent Awards, held at Cresta Lodge Msasa under the theme “Celebrating African Prosperity.”
This remarkable gathering brought together Zimnat leadership, representatives from Masawara Holdings, and our dedicated agency force across Life Assurance, General Insurance, and Microfinance. The event recognized the outstanding efforts of our agents, who play a pivotal role in delivering reliable and innovative financial solutions that drive Zimbabwe’s and Africa’s growth.
Empowering Agents to Drive Prosperity
Our Group CEO, Mr. Tinashe Muyambo, delivered a powerful message of appreciation, reinforcing our dedication to supporting agents with the resources they need to thrive.
“Our agents are at the heart of Zimnat’s success. Their innovation, resilience, and unwavering dedication continue to shape the future of financial services. That’s why we are investing in their growth—through mobility support, enhanced connectivity, and cutting-edge resources—so they can continue making a difference in the lives of our customers.”
These investments include vehicle provision, laptop distribution, and advanced digital tools—all designed to strengthen our agents’ ability to serve clients efficiently.
A Future Built on Financial Inclusion
The "Celebrating African Prosperity" theme reflects our unwavering focus on financial inclusion and empowerment. Our agents are more than financial service providers—they are trusted advisors, simplifying complex financial products and making them accessible to all. By equipping individuals with the tools to build their dreams, we are actively shaping Zimbabwe’s and Africa’s economic landscape.
Mr. Muyambo summed up the event’s significance:
“Our agents are not just selling financial products; they are enabling dreams. With our continued investment in their success, we are ensuring that prosperity is not just a goal, but a shared reality across communities.”
Zimnat: Your Partner in Prosperity
As we continue our journey to become the most empowering partner for African dreams and aspirations, we remain committed to our agents—the key link between Zimnat and the communities we serve. By providing them with innovative solutions, we reaffirm our promise to drive financial confidence, inclusion, and long-term prosperity for all.
About Zimnat
Zimnat Group is a diversified financial services provider offering General Insurance, Life Assurance, Microfinance, and Asset Management solutions. As a member of Masawara Holdings and an affiliate of SanlamAllianz, the largest non-banking financial services group in Africa, we are committed to empowering prosperity through innovative financial solutions.
🔗 Learn more at www.zimnat.co.zw
📲 Follow us on social media for updates and insights.
Media Contact:
📧 Tatenda Marongwe | Group Marketing Executive
Email: marongwet@zimnat.co.zw | marketing@zimnat.co.zw
📞 Tel: 0782 703 629