Financial Planning in the informal sector Zimbabwe

Informal sector finance in Zimbabwe

Informal sector finance in Zimbabwe

Financial Planning in the informal sector Zimbabwe
Financial Planning in the Informal Sector in Zimbabwe
Navigate Your Journey: Financial Tools for Informal Sector Success. As an informal sector worker in Zimbabwe, you're the engine driving our vibrant economy. From bustling marketplaces to skilled artisans, your dedication fuels communities and fuels your own aspirations. But managing finances in this dynamic environment can be a unique challenge. Today, let's dive into strategies that empower you to manage your money effectively, secure your success, and unlock your full potential.

Here is how you can do it:

  • Set SMART goals: Specific, Measurable, Achievable, Relevant, and Time-bound. Visualize your dream, then break it down into smaller, actionable steps.
  • Track your spending: Awareness is power. Use a simple notebook or apps to see where your money goes. Identify areas for adjustments.
  • Automate savings: Pay yourself first! Set up automatic transfers to a savings account, even if it's just a small amount. Consistency is key.

Financial Tools at Your Fingertips:

Zimnat understands the specific needs of informal sector workers. We offer a suite of financial tools to support your journey:

  • Personal loans:Unexpected expenses happen. Access flexible loan options to bridge temporary gaps without derailing your progress.
  • Working capital loans:Need a financial boost to expand your business? Our working capital loans inject crucial funds, fueling your growth aspirations.

Business insurance: Accidents and unforeseen events can disrupt your income. Secure your peace of mind with tailored business insurance plans.

Remember: Building a strong financial foundation takes time and consistent effort. Embrace these tools, leverage Zimnat's expertise, and don't hesitate to seek guidance. By combining financial literacy with the right support, you'll navigate your journey with confidence, paving the way for a brighter, more secure future.

 Level up your hustle! Get fast financing with Zimnat's personal loans or working capital loans (processed in 48 hours, terms up to 9 months). Secure your business with tailored insurance. We even offer record-keeping support!

Unlock your full potential and prosper with Zimnat. Visit our website or branch today!

 


Surviving the season before January disease😂😂: Zimnat's Guide to a Stylish Holiday Adventure!

Zimnat's Guide to a Stylish Holiday Adventure!

 

Surviving the season before January disease. Greetings, financial wizards! 🎄✨ As the holiday season brings its magic, we're ready to transform your hustle into an exciting financial extravaganza. Brace yourselves for end-of-year festivities that won't make your bank account sing, "Pandimire pakaoma!" 💼💰

  1. 1. Plotting the Perfect Party:

Are you, the captain of a joyous ship sailing through the sea of festivities and planning a festive feast or a year-end corporate party? We've got the ultimate playbook just for you. Create a "Nyama Fund" for braais and a "Budget Boardroom" for the corporate soirée of the year. Allocate funds wisely, ensuring joy without roasting your savings or giving your finance team a meltdown. After all, a well-budgeted bash is the secret to a crew that's all smiles! 🥩🎉💸

  1. Nautical Navigations & Joyrides:

Now, let's talk about joyrides and holidays. Imagine cruising from Harare to Kariba in your ride. Zimnat's got your back with comprehensive motor insurance for your holiday joyrides and travel insurance for your holiday getaways be it to Dubai, Zanzibar, or Durban you name it. Own your life, and make sure all is well-insured and ready. 🚗🌊✈️

 

  1. Gift Maps and Thoughtful Tides:

It’s gifting time of course the Christmas cards phase is gone but there are still many other ways to share the festive joys. 'Tis the season for joyful gifting, not a financial crisis. Don’t be under pressure, particularly social media pressure. Live within your means Remember, it's the thought that counts, not the price tag. 🎁💳

 

  1. Jovial Jokes & Financial Banter:

Navigating the holiday plans or in a race to meet the annual target? Zimnat has got jokes juicier than a roasted chibage and banter as sharp as a butcher’s knife. We've even convinced “Father Christmas” to embrace mobile money (he's into EcoCash, Innbucks, and Mukuru now) and the office printer to stop eating paper. Because in the world of festivities and business, a good laugh is the best stress-buster.

So, whether you're the life of the party or the CEO in the corner office, Zimnat ensures your holidays and corporate festivities are a smooth sail. Laughter is the best medicine, especially when budgeting blues threaten to ruin your festivities.

Watch this space for more or talk to us today:  https://zimnat.co.zw/general-insurance/#contact


Zimnat Promotes healthy lifestyles for the Tongaat Community

 

It was a fun-filled and eventful weekend for the Triangle and Hippo Valley communities as Zimnat fully lived up to their commitment to Make life better through a soccer and netball tournament sponsored by the Zimnat Life Assurance division. The tournament commenced on the 2nd of September 2023 with a total of 52 soccer teams and 50 netball teams from both Triangle and Hippo Valley. Weekly knock-out games were held leading up to the finals that were played on Saturday the 14th and Sunday the 15th of October. DJ Greens ‘chimhamha chesugar’ sweetened all the matches with her charismatic nature and unmatched passion for empowering the Tongaat community, this time in partnership with Zimnat Life Assurance. The competing teams and supportive crowds were enamored by the wealth of financial knowledge shared during the tournament by the Zimnat Life Assurance financial advisors and executive management.

 

Saturday, the 14th of October saw the Mufakose and Eastern United soccer teams battle for the Triangle championship whilst Chitepo faced Eastern United as its opponent for the Triangle netball championship. The thrilling and cutthroat finals took place at the prestigious Gibbo stadium in Triangle. The Eastern United teams proudly walked away with the coveted Triangle Championship title for both soccer and netball.

Games played on Sunday at the Chishamiso stadium were just as riveting with the Hippo Valley Mteri FC and Chiefhawk soccer teams battling for the championship title whilst the Lundi Queens and Fortified netball teams also competed for the Hippo Valley championship. The Saturday and Sunday games attracted an impressive crowd with both stadiums filling up and full of lively interactions. These games were aired live on the radio by Avuxeni, a Chiredzi-based radio station.

The Zimnat team came in full support along with Mr Workmore Chimweta, the Zimnat Life Assurance Managing Director. He assured that they will host yet another community-driven tournament in 2024. The key message revolved around ‘ubuntu’ and how this is expressed when we do life together to make life better.

 

The tournament festivities were sealed by a celebratory braai hosted by Zimnat Life Assurance at the vibrant Nandi Stop Over in Chiredzi. A beast was slaughtered for this braai to symbolize the coming together of the Zimnat and Tongaat families. In our culture cattle are a symbol of wealth and the unifying of families. It was thus befitting for this to be a part of the celebrations. Additionally, winning teams walked away with cash prizes worth USD1,500, a full sports kit, and Zimnat branded wear.


Zimnat Promotes Astute Financial Journalism in Zimbabwe

 

Delegates of the Sanlam Summer School for Financial Journalism

In a demonstration of their commitment to promoting financial literacy and empowering young journalists, Zimnat and Sanlam have partnered to send two young journalists from The Herald, Enacy Mapakame and Tapiwanashe Mangwiro, to the week-long Sanlam Summer School for Financial Journalism which is running from the 22nd  up to the 27th of October 2023.

This award comes as Zimnat and Sanlam further showcase the strength of their association, particularly at a time when Sanlam has recently announced a new joint venture with Allianz to further reinforce its position as the largest non-banking financial service group in Africa.

The Sanlam Summer School for Financial Journalism is a prestigious program that equips journalists with the skills and knowledge necessary to report accurately and effectively on financial matters. The program covers various topics, including financial markets, economics, and corporate finance.

Mapakame and Mangwiro were selected for the award based on their demonstrated commitment to financial journalism and their potential to make a significant contribution to the field.

"We are delighted to be partnering with Sanlam to send these two talented journalists to the 20th Edition of the Sanlam Summer School for Financial Journalism," said Zimnat Group Marketing Executive. "This program will provide them with the skills and knowledge they need to report on financial matters in an informative and engaging way for our readers."

"We are proud to be associated with Zimnat in supporting the development of young journalists," said Zimnat Group Marketing Executive, Tatenda Marongwe. "The Sanlam Summer School for Financial Journalism is a unique program that will help these journalists to become leaders in the field of financial journalism."

The learnings of this training will be critical to more astute financial news reporting at such times. With Sanlam's recent announcement of a new joint venture with Allianz, the economic landscape in Africa is set to undergo significant changes. The journalists who attend the Sanlam Summer School for Financial Journalism will be well-equipped to report on these changes and to provide their readers with the insights they need to make informed financial decisions.

Zimnat is a diversified financial services group with interests in Insurance, Life Assurance, Microfinance, and Asset Management, it is associated with the Sanlam Group, Africa’s largest non-banking financial services group.