Zimnat Microfinance Launches Invoice Discounting Facility to Unlock SME Growth
Zimnat Unveils Invoice Discounting Facility at ZITF 2025 to Empower SMEs
Date: 23 April 2025
Location: Bulawayo, Zimbabwe
Zimnat Microfinance has unveiled a new Invoice Discounting Facility, launched on the sidelines of the 2025 Zimbabwe International Trade Fair (ZITF), to support small and medium-sized enterprises (SMEs) struggling with cash flow challenges caused by delayed invoice payments.
The facility enables eligible SMEs to access up to 80% of the value of approved but unpaid invoices, allowing them to cover operating costs, pay employees, and continue fulfilling contracts — without waiting weeks or months for payments to come through.
“SMEs are central to our economy’s industrialisation journey,” said Lloyd Borerwe, Managing Director of Zimnat Microfinance. “We’ve listened to business owners who shared how difficult it is to keep operations running smoothly while waiting for invoices to be settled. Through this facility, we aim to reduce the financial pressure caused by payment delays and enable businesses to grow and fulfil new orders. This is one of the ways we are living out our brand promise of Empowering Prosperity.”
The Invoice Discounting Facility is ideal for:
- Businesses with approved but unpaid invoices
- Contractors supplying private sector clients
- Retailers and traders selling goods on credit
- Entrepreneurs without access to collateral-backed loans
What sets this solution apart is its responsiveness to real business needs.
“In developing this product, we listened to the everyday challenges faced by SMEs — especially around cash flow gaps,” said Tatenda Marongwe, Group Marketing Executive for Zimnat. “The insight was clear: many businesses had work, had clients, but didn’t have the liquidity to keep going while waiting for payments. We turned that insight into a product that responds with flexibility, speed, and practical support.”
This new facility expands Zimnat Microfinance’s growing portfolio of SME-focused financial solutions and reinforces the company’s commitment to building a more inclusive and resilient economy.
As Zimbabwe works towards a more integrated and industrialised future, Zimnat remains committed to delivering innovative financial solutions that remove barriers and empower entrepreneurs to thrive
Zimnat Financial Services (Private) Limited trading as Zimnat Microfinance is registered and regulated by the Reserve Bank of Zimbabwe in terms of the Microfinance Act 24:30. Incorporated in 2011, Zimnat Microfinance seeks to provide financial solutions to the informal and financially excluded Zimbabwean populace. It is part of the Zimnat Group a diversified financial services group with interests in General Insurance, Life Assurance, Microfinance and Asset Management. It is a member of Masawara Holdings and associated with the Sanlam Group, the largest non-banking financial services group on the African continent.
For more details, visit our Microfinance section at Zimnat Microfinance website, contact your nearest Zimnat branch on 321 today or download the product flier here: Invoice Discounting Flier (48 downloads)
